It's Simple:
Money = Time

ChroniFI helps you understand your finances in terms of time, so you can confidently make better decisions

Finally, a way to understand what your money actually means

Get your money squared away so you can get back to living


Boil everything down to a clear understanding of where you are


See how much progress you're making and why


Understand how your choices impact what matters most

ChroniFI guides you on the path to financial independence in 4 easy steps:



Get Clarity

Distill your financial complexity down to simple numbers that make sense - all on day one!



Monitor Changes

Update your numbers twice a month to see what’s changed, and why.



Take Action

Use ChroniFI’s tools and analytics to make decisions that align with your goals.



Revel in the Results

Make progress toward your ideal life while enjoying every step along the way.

Come play in the
ChroniFI Sandbox

Imagine and analyze various life scenarios on the path to financial freedom.

  • Can I afford to do work that I love?
  • Does a master’s degree pay off?
  • What if I upgrade my home?
  • Will I be able to retire on time?

Why Choose ChroniFI?


Say goodbye to complex and abstract numbers. ChroniFI boils it all down to what matters: how much time you've saved up and how long it will be until you can live your ideal life.


Rest easy - account linking is optional, we don't store your credentials or sell your data, and your data is protected.


Doing what's best starts with knowing what's best. ChroniFI tells you what you need to know and puts you in the driver's seat.


On day one, you can see insights like, "This sushi habit is delaying your retirement by 3 months," all without categorizing a thing.

11.4Years to Financial Independence73.4%Average Expense Ratio$784kYour CombinedNet Worth


"I've been using ChroniFI for months now and truly there's no comparable tool I've used to help me reach my financial goals."



"I've been using ChroniFI for months now and truly there's no comparable tool I've used to help me reach my financial goals."


ChroniFI Highlights

Habit Calculator

Learn what your habits mean in terms of what matters most: your time.

Job Switch Tool

See when you can afford to change jobs and what that means for your life.

One-Off Expenses

Figure out what your lifestyle actually costs in a way that is both smooth and comprehensive.

Account Aggregation

Add all your financial accounts in one place to assess your financial health.

Financial Independence

Analyze how long it will take to reach financial freedom.

Money Flows

Observe the flow of money through your life to optimize choices.

Learn how ChroniFI can help you reach financial independence without sacrificing your lifestyle

Personal note from ChroniFI CEO Ben Miller

I built ChroniFI to help people simplify their finances so they can confidently make choices that are aligned with their goals. This platform is based on the tools I used to convince myself it was time to stop chasing money and start making meaning. ChroniFI makes the complex simple by allowing you to see your entire financial picture in one place, and more importantly to understand what it all means.

With that information in hand, you can pursue a path to financial independence that you can enjoy every step of the way. My ultimate goal is to help people live their most fulfilling lives and place meaning over money on their way to financial freedom. Please join me!

Try ChroniFI for free for 17 days.

Then only $17/month.

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